ABC's For College Students
Whether you are new to Missouri S&T or working on your PhD, you need to have a financial game plan. Unless you have unlimited financial resources you need to make choices about how you spend your money and make it last the entire year. The following tips will help you avoid financial problems.
Develop a realistic budget - Make a list of things you'll have to buy and what they will cost. Compare this with what you have to spend from savings and such sources during the school year as a job, scholarships or parents.
Use your credit wisely and live within your budget. Try to pay off balances promptly to avoid interest charges. Keep a record of your credit card numbers in a safe place at home. If a card is lost or stolen, notify the card issuer immediately. Check your statement to make sure it is accurate and the card has not been used fraudulently.
Missouri S&T does not release student's address information to any outside companies and at the request of student council does not allow credit card companies on campus. If someone approaches you on campus with a credit application, report it to the Department of Student Life located in 218 Havener Center.
For additional information, contact the Department of Student Life at http://studentlife.mst.edu . Staff members are available to provide programs on financial management to student organizations.
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